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Net Worth Navigator

Getting Started

How to Use This Guide

Section titled “How to Use This Guide”

This guide is organized into chapters:

  • Getting Started — installation, quick start, web UI, command line
  • Key Concepts — scenarios, projections, account types, events, render modes
  • Data Sources — manual entry, CSV import, Monarch Money
  • Guides — walkthroughs for common tasks
  • Reference — configuration schema, event types, license

Who This Is For

Section titled “Who This Is For”

Net Worth Navigator is a good fit if you:

  • want a strategic, year-by-year planning model rather than a monthly budgeting app
  • want to test scenario changes — retirement timing, spending, home sale plans, etc.
  • are comfortable with simplified tax modeling (bracket-based federal, state tax, RMD)
  • want to run everything locally with no ongoing subscription fees
  • want interactive charts you can share with a partner or advisor

Who This Is Not For

Section titled “Who This Is Not For”

It is not a full-fidelity financial planning system. It is a poor fit if you need:

  • Tax-return accuracy (NIIT, AMT, Medicare IRMAA, state-specific edge cases)
  • Retirement withdrawal optimization (see OWL)
  • Precise Social Security analysis across all benefit rules
  • Estate planning or trust flows
  • Monthly cash flow budgeting

Still considering whether to install? Jump straight to the live demo — no installation needed.

Choose a topic below to get started: